PROPERTY FINANCE FROM

4.50% P.A.

Minimum Amount $5.0 Million

FAQs

We will always be able to source more competitive terms than you can. We have an intimate understanding of the most competitive terms all the lenders provide which can only be obtained by dealing with all lenders on a regular basis. We also create a competitive process between lenders which ensures the best terms.

Our motto is to always source the best deal for the client. Reesby & Co specialises in arranging property finance solutions for commercial property investors, developers, builders, and businesses throughout New Zealand. We work with an extensive network of bank, non-bank, private, and offshore lenders to source funding tailored to each client’s project, structure, and timeframe.

We assist with a broad range of property finance requirements, including:

  • Commercial property investment finance
  • Residential development finance
  • Apartment development finance
  • Construction and project finance
  • Bridging and short-term finance
  • Private and non-bank lending
  • Land acquisition and subdivision finance
  • Joint venture and structured funding solutions

Reesby & Co typically works on larger-scale property finance transactions, with loan sizes generally ranging from $5 million to more than $100 million.

Yes but only on the larger, structured development loans where repayment is likely from presales / guaranteed takeout.

Yes. Many of our clients approach us after traditional bank funding has been declined, delayed, or deemed unsuitable for the project. We can explore alternative funding solutions through non-bank lenders, private lenders, offshore funders, and structured finance arrangements.

Yes. Reesby & Co has established relationships with both New Zealand and offshore lenders, particularly for larger commercial, residential, and apartment development projects.

Private lending refers to finance provided outside the traditional banking system. It can be suitable where a project requires greater speed, pre-sales, flexibility, higher leverage, bridging support, or a structure that may not meet standard bank lending criteria.

Over the past 20 years, Reesby & Co’s internal finance companies have facilitated more than $5 billion in non-bank lending.

The more information you can provide upfront, the faster we can assess your funding options. Helpful information typically includes:

  • Property address and project details
  • Purchase price or current valuation
  • Proposed loan amount
  • Borrower and ownership structure
  • Development feasibility or project financials
  • Consent or planning status
  • Existing debt facilities
  • Project timeline
  • Supporting financial information

Timeframes vary depending on the complexity of the transaction, lender requirements, due diligence, valuations, and legal documentation.

Some bridging or private lending facilities can be approved within a couple of days, while larger development or investment facilities generally require a more detailed assessment process and longer approval timeframe.

In some cases, finance may be sourced through Reesby & Co’s internal finance companies. In other situations, we arrange funding through our network of external lending partners.

Yes. We assist clients with refinancing existing investment, development, construction, and commercial property facilities. This may include:

  • Securing more competitive lending terms
  • Extending facility timeframes
  • Restructuring existing debt
  • Replacing or refinancing an existing lender

Yes. We can assist with short-term and bridging finance solutions for situations such as:

  • Property acquisitions and settlements
  • Refinance requirements
  • Construction timing gaps
  • Pending sales proceeds
  • Time-sensitive opportunities

Reesby & Co operates on a success-based fee structure, meaning fees are generally only payable once finance has been successfully settled and drawn down.

Fees vary depending on the size, complexity, and structure of the transaction, but typically range from 0.75% to 2.00% of the loan amount.

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